ASO

Our Approach

PMHA consortium based self-insurance products which allow for effective monthly cash flow management and stop loss coverage.

PMHA ASO

Currently, PMHA’s ASO has 14 different organizations and 700,000 covered lives. This aggregation of self insurance pools assures economies of scale for medical and drug expenditures operating as one group, establishes 12 month level funding, lowers administrative fees and minimizes stop loss premiums. Each employer can maintain their own broker, plan designs and carriers unless they choose to make changes.

ASO
Specialized Expertise

The

The consortium was established in January of 2001 with 4 hospitals and currently includes 14 hospitals.

Over the last 14 years, the average renewal was 5.7%

First year in the program reduced the overall renewal from 27.5% to 7.4%

Since inception, the consortium has saved PMHA participating groups $20,000,000 in administrative fees, $25,000,000 in stop loss expenses and $5,000,000 in Pharmacy rebates.